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Healthcare professionals on outsourcing billing and collections

Posted by Caren Baginski on Thu, Jan 07, 2010
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Healthcare professionals weigh in with their two cents about outsourcing billing and collections

Last month we wrote about a somewhat controversial subject – outsourcing the billing and collections department. Lots of you weighed in with your two cents in the comments: some for and some against. Here's what you had to say.

Should a medical group ever outsource billing and collections?

"I'm confident that with any practice of three or more physicians outsourcing is a mistake. If you are having problems with your billing, you need to either get new billing people or a better practice administrator to oversee it.

"The simple 'gross collections' charge that is associated with outsourced billing is much higher as a cost than it is to run an effective in-house billing department, even including salaries, health insurance, payroll taxes, computer/software costs and everything else associated with billing.

"The practice I currently did an evaluation for was paying a flat 6 percent gross collections to its outsourced billing, which culminated in about $270,000. That same practice could have its own in-house billing department with three employees for no more than $125,000. Plus, as the practice grows, the billing costs grow at a much slower rate than with an outsourced company.

"In the end, if a practice has an effective administrator and brings in the right people, no outsourced billing company can compete with it because an in-house billing department doesn't need a profit margin that is separate from the practice's profits. 

"For my part, I want to disclose that I have no affiliation to any billing company or professional management company. I work as a practice administrator and consultant to help practices be top-level efficient. Outsourcing, time after time, has been the biggest drag on many practice's bottom line."  

– Brock Rasmussen

"I disagree with the commenter who suggests that any practice with more than three employees should not outsource. Only a thorough evaluation of your current situation vs. competitive bids from billing companies can help you make an educated decision. I've put both large and small clients with billing services and kept billing in-house with others. As far as the cost goes, no one should negotiate a contract with fees based on gross collections. Any number of factors should be included, including performance standards with penalties."

– Retha Reeves

"Outsourcing your billing is always a better bang for your buck. All of the problems associated with in-house billing go away: no turnover, certified coders, free patient billing and invoicing, denial resubmission without contacting you or staff, especially today when you can have access to the company's EMR to check documentation. No stamp cost, invoice charges or hidden fees. Monthly meetings to discuss your account, dedicated account representatives, toll-free number for your patients to contact the billing service. And staff that work seven days a week instead of your in-house staff who work five. 
 
"I own and operate a specialized billing service for nephrology billing only, and this is why I can speak to it being a win-win situation."

– Pat Hoffman

"The need to outsource billing is the canary in the mine, it is a sign that leadership is not engaged."

– R. Daniel King

"I have experience on both sides of the fence and currently run an 11-provider cardiology practice, and we outsource our billing. I believe there is a break point where it becomes cost prohibitive to outsource billing, but I am thankful not to be at that point right now.

"Given that my background is clinical – I have worked the insurance side, the billing side, have consulted for practice operational improvement and now run a practice, – I think I have a pretty good perspective. I have an extremely competitive rate, get excellent reporting and have terrific communications with my outsourced vendor. Short of the reporting and communications – you're right – you do give up considerable control. I feel quite the opposite at this point. I have dedicated staff who work my accounts. The vendor is extremely responsive to my needs and my accounts/receivable and cash flow are in great shape. The dashboard gives me transparency to assure that activity is constant and that they are not just working the 'low-hanging fruit.'

"Outsourcing gives my practice more time for strategic planning, for growth and focusing on how to best do that given the state of healthcare today. Your geography, your specialty and your payer mix should play into your decision to outsource as well. Obviously some specialties are much more complicated. I believe it's all about how well you negotiate your outsourced contract. Your outsourced vendor can become your partner in improving your practice's financial success."

– Gina Baxter

Didn't get a chance to comment last time? Continue the discussion below.

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COMMENTS

Respectfully disagree that outsourcing is good for a private physician owned practice.  
 
My billing department (including workers' comp, insurance, self-pay and first-tier collections, charge posting, payment posting, coding compliance) hovers around 2%. My A/R is 28.4 days. We transmit claims and statements electronically, we do not fold, stuff, or post statements. Per statement charge is about 11 cents (plus staff time... back to that 2%). Electrons are cheap. Knowledgeable staff who can interact with patients in the office, priceless.  
 
And, when was the last time your billing service offered to sit in for a sick receptionist, or answer the phone for a busy secretary?  
 

posted @ Thursday, January 07, 2010 2:29 PM by Jane Dodds, MPH, FACMPE


I have worked both sides, in-house and my home office. I have to say I work harder on AR at my home office as there is less distractions and interuptions. I currently manage a billing office for a 5 provider office. I would be able to do a much better job for them working from home. I am constantly looking for opportunities for outsourcing and would jump on the opportunity. My AR 120 days over is 5% or less when working at home, in-house it is 15-18% as not enough time to work the AR and training others is more time too.

posted @ Friday, January 08, 2010 10:10 AM by Deanna Kwak


Efficiencies of a well run centralized billing department are hard to beat. Speaking generally, as a seasoned practice manager with (less preferable) experience running large billing departments, a knowledgeable billing company can be hard to compete with. Focus, multi-specialty algorithems, assembly models, equipment, space, software, knowledgeable oversight of less costly staff, information merge, business and contractual relationships, compliance, file maintenance... all influencing factors. At present time space limitations, a good contractual rate based on collections, and an exclusion for worker's comp enable this practice to outsource effectively.

posted @ Tuesday, January 12, 2010 10:43 AM by Nancy Evans


Most of my clients agreee that outsourcing to a 3rd party for collections is not only more efficient anc cost effective....it provides them with something they cannot provide themselves.....THIRD PARTY INTERVENTION.

posted @ Wednesday, January 13, 2010 10:41 AM by Roy J. Gustafson


Outsourcing billing certainly needs to be considered on a case by case basis. For instance, a practice that needs their billing personnel to do other tasks in the office usually necessitates billing to be done in the office. Beyond that, there are many factors to consider in using a knowledgable, experienced billing service: 
 
 
 
does the service have experience in my specialty, location? 
 
 
 
does the service INTEGRATE into my practice?  
 
Do they offer a PM for our staff to use for scheduling, running our own adhoc reports (beyond reports that the service does for you)?  
 
Do they really work to make my practice better, offering industry information and advice where it would help? 
 
Will the service have coordination staff that will work daily with my staff to make sure the whole billing process is seemless? 
 
Does the service have ample team members assigned to my practice's billing? 
 
Are the billing service's customer service staff going to ASSIST our patients in working through tough billing and insurance issues instead of just trying to collect the quick buck? 
 
 
 
Does the billing service share vital knowledge they've learned from billing for so many other practices (obviously not sensitive data)? How can this knowledge help my practice? 
 
 
 
How much money would my practice save by not needing PM software? 
 
 
 
How much will my practice save on Electronic Claims Processing, ERAs, statement processing? Are there other areas that the service can offer economies of scale? 
 
 
 
Can the billing service offer technologies that I cannot get from my current vendor? 
 
 
 
Will my practice save money by not needing as much office space, light, heat, power, etc? 
 
 
 
How much would my practice save by needing much less IT infrastructure?  
 
 
 
How much technology experience does the billing service have? Do they have software/hardware engineers on staff? 
 
 
 
Does the service have backup power (battery backup AND generator power) necessary to keep operations going when there is a power outage at the billing service's site? 
 
 
 
As you can see, there is a lot to ask yourself in considering whether to outsource. Outsourcing is not for everyone, but everyone should thoroughly consider it.  
 
 
 

posted @ Friday, January 15, 2010 8:40 AM by Jeff Rinear


Outsourcing offers many distinct and clear financial advantages to healthcare providers, especially when the company's management team is fully capable and highly knowledgeable in all aspects of receivables management. The outsourcing company must have demonstrated its abilities with comparable specialties. However, the practice should keep in mind medical billing is concept that can be used and effectively implemented with most specialties.  
 
Medical practices considering outsourcing should analyze and compare the financial advantages of outsourcing verses keeping in-house. In general, the practice pays for results based upon revenues generated so there is an incentive for the billing company to performing at peak levels on a consistent basis. 
 
Finally make sure the vendor is sophisticated and has an establish record of achievements. This can be determined by asking the billing company which key financial measuring ratios it uses in assessing success. They should include such key ratios as days in A/R (DAR), average days revenue outstanding (ADRO) and assorted delinquency ratios.

posted @ Tuesday, January 19, 2010 9:23 PM by rtamburello


I think another important factor would be to consider the specialty. We consult with hundreds of doctors every year and the outsourcing question comes up with most smaller practices.  
 
Primary care groups with a high volume of claims but low revenue per claim would be much more suited for outsourcing than a surgical practice. If you have a low claim volume but high dollars per claim, then you might need to negotiate a fee in the 3%-4% range. We have done studies for with 5-10,11-15, 16-20, and greater than 21 providers and found that the cost of in-house billing is between 1.5%-3.5% of revenue with the 1.5% number achieved in the greater than 21 provider category. 
 
Hope this helps. We do not perform billing but I did own a billing company in the past and know that not every practice is suited for outsourcing. 
 
Best, 
Andrew Eriksen 
Physician Practice Specialists

posted @ Sunday, February 07, 2010 12:40 PM by Andrew Eriksen


I think it would be appropriate to say that there is still a significant place for outsourcing but that it is situation dependent. As with everything, you have to do a thorough evaluation of your needs before making any decision. 
 
 
Lauren Butker 
Physician Job Network 
Free Physician Job Advertising

posted @ Wednesday, March 24, 2010 10:06 AM by Lauren Butker


I think that outsourcing billing is a good business practice, particularly for large medical practices. It leaves them free to focus on their practice's core competencies, while still getting quality work done.

posted @ Thursday, June 03, 2010 8:37 PM by outsourcing providers Philippines


Before you determine if you need to outsource, how do you determine if your current billing staff to physician ratio is correct.  
 
Is there a formula? 
 

posted @ Thursday, August 19, 2010 8:46 AM by Annika


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